A cool sounding credit card, but not for you cheapos out there.
Requirements:
- You earn R25 000 per month (or more)
- You are over 18 OR You earn over R 5 000 per month and hold both a 3-year undergraduate and postgraduate degree
- You pass a credit check
Some of the cool features of this credit card:
- Up to 55 days’ interest-free credit when you pay the outstanding balance in full and on time each month
- Get a limit of up to R 100 000, with the option to increase your limit after 6 months
- Safe online shopping with 3D Secure and one-time passwords
- Easily manage your payments with SnapScan®, MasterPass®, Internet Banking, Mobile App and Tap to Pay™
- If you open a Prestige account it comes bundled with both a cheque and credit card. The monthly fee on the credit card is waived
Some other useful info about this credit card:
- Free Internet, telephone and cell phone banking when you link your credit card to your Internet banking profile
- Free MyUpdates that tell you every time money leaves or enters your account
- Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign
- Free and convenient automatic payment order (APO) for hassle-free account management
- Use your credit card anywhere in the world — just remember to tell us when you are travelling
- Free basic travel insurance when you use your credit card to buy the tickets
- Collect UCount points each time you swipe to purchase and spend your rewards at the UCount Online Mall
What it costs
- No transaction fees when you swipe to purchase
- Low interest rates
What you need to apply
- Your ID book
- A recent payslip / proof of income
- Proof of home address (up to 3 months old)