One card for all your banking. Earn 5.1% per year on a positive balance. R35 monthly fee
The minimum salary requirement for a credit card application is R3 000
Credit card benefits
Access to all your accounts
Up to 55 days interest-free
Personalised credit based on your profile and affordability
Credit limit of up to R80 000
Secure online purchases with Mastercard® SecureCode™
Do cashless payments (zero fees worldwide at card machines, online and for telephone and mail orders)
No currency conversion fees for international payments
Manage your credit card on our app
Credit insurance
Credit insurance is available if you don’t have your own.
Travel insurance
Free travel insurance is a great extra credit card benefit for when you travel abroad
Cover against losses
Chargeback protection
Chargeback protection covers you in certain instances for purchases made with your credit card. It only applies in cases where the dispute could not be resolved between you and the merchant.
You may be protected in the following cases:
- The company you purchased from went into liquidation
- The goods were not as described or were defective
- The goods were not received as promised
- A processing error by the bank occurred
- You were charged multiple times or for the incorrect amount
- You were the victim of fraud and did not authorise the purchase
- Lost card protection
You have access to free lost card protection which protects you against loss caused by fraudulent use before reporting the card as lost or stolen
It does not cover transactions where you were negligent or in which your PIN was used, it is therefore important to keep your PIN safe
You must report the card as lost or stolen immediately after detecting that your card is missing