SA Credit Card Info

South African Credit Cards

Hey there! Welcome to the ultimate one-stop website for all things credit cards in our beautiful country of South Africa.

We know that finding the perfect credit card can be a bit of a hassle, so we’ve gone ahead and gathered all the info you need to make an informed decision.

Kick back, relax, and let us guide you through the world of credit cards, rewards, and everything in between!

How do you go about this

When you’re on the hunt for the perfect credit card, the first step is to assess your financial situation and spending habits. This will help you determine whether you actually need a credit card and, if so, which one suits you best.

If you’re struggling with debt or have poor spending discipline, it might be wise to hold off on getting a credit card until you’ve addressed those issues.

However, if you’re financially stable and want to enjoy the convenience and benefits of a credit card, start by setting clear goals, such as building credit or earning rewards.

Next, research different cards to find those that align with your objectives. Pay close attention to interest rates, fees, and reward structures to ensure you’re getting the best deal.

Lastly, make sure you meet the eligibility criteria for your chosen card, and be prepared to provide the necessary documentation during the application process.

By taking the time to understand your needs and options, you can find a credit card that complements your financial lifestyle.

With all this info, why should you stick around?

Comprehensive database: We’ve got details on all the credit cards available in South Africa – so no need to jump from one site to another!

Unbiased information: Our goal is to provide you with accurate, up-to-date info to make the best choice for your needs, not to push a specific card.

Save time: We’ve done the legwork for you – all the important credit card details in one place.

Compare features: Easily compare credit card fees, benefits, rewards, and more to find the best fit.

Some of the SA credit cards
mentioned on this site


Earn thousands in rewards with Vitality Active Rewards

Earn your spend back, on petrol, grocery and [harmacy partners.

Standard Bank

Get all the lifestyle, travel and insurance benefits you’re looking for at an affordable rate with a Standard Bank Credit Card.


From automatic debt protection, free global travel insurance all the way to SLOW lounges and private bankers.


Free local swipes, zero currency conversion fees, cash back and convenience.


Quarterly vouchers, 5% off WRewards items, free Woolies magazine, free hot beverages, free online delivery

African Bank

Cash withdrawals at participating stores’ point of sales (tills), interest earned and payments accepted globally, not just Africa

Manage, Pay, Earn

Learn how to manage your credit card, get payment tips, and learn how to earn your rewards!

Frequently Asked Questions

Some of the questions we’ll attempt to answer on this site

  1. How do I choose the right credit card for my needs?
  2. What are the interest rates, fees, and charges associated with owning a credit card?
  3. How can I maximize the rewards and benefits offered by my credit card?
  4. What are the eligibility criteria and application process for obtaining a credit card?
  5. How can I maintain a healthy credit score and manage my credit card responsibly?
  6. What security measures should I take to protect my credit card from fraud or theft?