To qualify for the Std Bank Blue Credit Card you only need the following:
- Earning R3,500 a month or more
- You’re 18 years or older
- You’re a South African Citizen
So, if you’re only earning R3,500 a month, WHY DO YOU WANT TO GET A CREDIT CARD! THEY’RE DANGEROUS!!!
Anyway, now that I’ve got that out of the way, why WOULD you want to get a credit card?
My reasons for getting a CreditCard
- I don’t like to carry cash with me, so I deposit money into the Credit Card, and use it as cash
- It’s always available (assuming you’re not over your limit)
So, are there any benefits to having this creditcard?
Blue Credit Card Benefits
- No transaction fees – So you might pay to withdraw cash, but if you use this card, the transaction is free, and you didn’t have the hassle of finding an ATM
- Free Travel Insurance – Never used this before, so don’t know anything about it
- Free lost card protection – I guess they’ll replace it free?
- Value Choices – Looks like you could get quite a discount from various stores using your StandardBank Credit Card… I’ll have to write about that more later.
So, let me know if you’ve got this credit card, and if you find it worth it, or if Standard Bank is just ripping you off!